Insurance leads

Exclusive auto insurance leads, sold once and sent in seconds

Updated October 4, 2026

A shopper fills out an auto insurance quote form. Seconds later the lead is in your CRM, sold to you and nobody else. The drivers, the vehicles, and the current policy come with it, so you can quote on the first call.

These are car insurance leads for agents who would rather quote than race: one shopper, one agent, no bidding war.

What makes an auto lead exclusive?

An exclusive lead is sold to one agent. Ours are sold once, to you, then marked sold and closed. Nobody else gets that shopper from us, and the lead is not resold.

That changes the first call. You aren't the fourth agent to ring that number. You're the only one calling about that quote, and the shopper hasn't had time to stop answering.

"Exclusive" isn't a legal term, and vendors use it loosely. Here it means one buyer per realtime lead. For how that compares, read exclusive vs. shared insurance leads.

How fast does a realtime lead reach me, and how fast should I call?

Within seconds of the shopper pressing submit. In that time we validate the phone number, check for duplicates from the last 30 days, scrub known TCPA litigators, and match the lead to your filters. Then we post it to you and mark it sold.

Call while the request is fresh. You aren't racing other agents, but a shopper who asked for a quote a few minutes ago still remembers asking. Set delivery hours so leads only arrive when someone can pick up the phone.

Your states, your filters, your volume

You decide what comes in and how much of it:

• States and ZIP codes
• Currently insured or not
• Homeowner or not
• Number of vehicles
• Delivery hours
• Daily and hourly caps

Start narrow. Raise caps where leads bind, and cut the ZIP codes where they don't.

What's in each auto lead?

One JSON record with what you need to quote on the first call:

• Contact: name, phone, email, and full address.
• Current coverage: insured or not, carrier, months of continuous coverage, and renewal date.
• Vehicles: year, make, model, whether each one is owned, financed, or leased, and its primary use.
• Drivers: age, marital status, accidents and violations in the last three years, and license status.
• Consent record: the exact consent text, a TrustedForm certificate, a Jornaya LeadiD, or both, plus the time, IP address, device, and page URL.
• Checks: phone validity and line type, email deliverability, the 30-day duplicate check, the TCPA litigator scrub, and a federal Do Not Call flag.

Every field arrives on every realtime auto lead. See them all in the sample lead record.

How do I check the consent myself?

Every lead carries a TrustedForm certificate, a Jornaya LeadiD, or both. A lead with neither is never sent, so you never pay for one.

Open the TrustedForm link to watch a replay of the shopper filling out the form, or look up the LeadiD with Jornaya. Keep the certificate in your own TrustedForm account and the record stays with you, even if you stop buying from us.

The consent text is on the record word for word, so you can read who the shopper agreed to hear from before you dial. If someone later says they never asked for a call, you can pull up the record of them filling out the form.

Where do the leads come from?

Online auto insurance quote forms. The shopper asks for a quote and agrees to be contacted. No sweepstakes, surveys, or free-sample pages.

Every record includes the page URL, so you can see the form the shopper used.

How delivery works

We post each lead by HTTPS in JSON or form-encoded fields, to a webhook, or by email. If a post fails, we retry, and every attempt is logged with your response code.

It works with anything that accepts a webhook or a lead email: AgencyZoom, HubSpot, Salesforce, Zapier, and most dialers. We map the fields to your system during setup.

Billing, returns, and no contract

You pay from a prepaid balance. Each lead is charged when it's delivered, and you get a low-balance alert before delivery pauses. No contract. Stop any time.

If a number is disconnected, it's the wrong person, or it's a duplicate you already bought, return the lead within 72 hours for a credit.

Who buys these leads

Auto insurance agents who buy leads: captive agents, independent agencies, and small agency call floors. If you're a captive agent, check your carrier's rules on outside lead vendors before you buy from anyone.

If you write home too, home leads work the same way: see exclusive home insurance leads or the auto and home overview. For a dialer or a follow-up campaign, look at aged leads.

Start with a test batch

Tell us your states and how many leads a day your team can work. We reply within one business day with a sample record, the field spec, and your pricing. You approve a small test batch. No contract.

Then track contact rate, quotes, and binds in your own CRM, with your own team. Buy more only if your cost per bound policy says so. Request a test batch.

VeroQuote is a lead generation company. We are not an insurance company or agency and do not sell insurance.