For auto & home insurance agents

Realtime auto insurance leads are our specialty.

VeroQuote is a lead generation company that specializes in realtime auto insurance leads for insurance agents, and sells home leads too, with a consent record on file for every lead.

Realtime auto leads, plus home leads, sold to you only and posted to your CRM in seconds. Every one has its TrustedForm certificate, a Jornaya LeadiD, or both on file, plus the exact words the shopper agreed to. Ask, and you get them within 2 business days.

Get a test batch See a sample lead

1 buyer: Per realtime lead
100%: TrustedForm, Jornaya, or both on file
Seconds: API, webhook, or email
7–30 days: Aged leads, too

VQ-RT-8F3K2M9XDelivered · 2.8s

Dana S. · Auto · Austin, TX 787042021 Toyota RAV4 · Insured 36 months · Homeowner

Sold to: 1 buyer (you)
Consent token: On file
Consent text: On file
Phone: Mobile · valid
TCPA litigator: Not listed
Duplicate, 30 days: None

POST your-crm.com/leads → 200Sold 1 of 1

In short

What is VeroQuote and who is it for?

VeroQuote sells auto and home insurance leads to P&C agents: captive agents, independent agencies, and small agency call floors. Which leads fit depends on how you work them.

You want one new shopper at a time: Realtime exclusive leads: sold to you only and posted to your CRM in seconds.
You run a dialer or follow-up campaigns: Aged leads, 7–30 days old. Each record says if it’s exclusive or shared.
You sell life, health, or Medicare: We’re not a fit. We sell auto and home leads only.

Published September 26, 2026 · Updated October 21, 2026

Sound familiar?

You called in under a minute. Four agents called first.

01“I already got a quote,” before you finish your name.
02Half the numbers ring to a voicemail box nobody ever set up.
03Someone swears they never filled out a form, and your vendor stops answering email.
04You paid exclusive prices and still hear “you’re the third call today.”

What you actually want

People who asked for a quote, remember asking, and haven’t heard from anyone else. Plus a record that proves it.

What you’ve tried

Three ways agents buy leads, and where each one breaks

Shared lead marketplaces

Sold to 3–8 agents

Cheap per lead, sold to several agents at once. You race call centers running power dialers, and the shopper stops picking up after the third ring.

Breaks on: exclusivity

“Exclusive” lead vendors

Exclusive, proof on request

Better contact rates. But ask for proof the shopper agreed to a call and you often get a spreadsheet row with a timestamp.

Breaks on: proof

Running your own ads

Your budget, plus your weekends

You control the source. You also pay the most per lead, write the consent language, fix the landing page, and fight form spam on Saturday mornings.

Breaks on: cost and time

The real problem

It’s not how fast you dial. It’s that you can’t see where the lead came from.

Shared leads, pricey “exclusive” leads, and your own ads all break the same way: you can’t see the page the shopper was on, what they typed, or what they agreed to. So when a shopper says they never asked, you can’t defend the call. More speed doesn’t fix that. A record does.

The cost of guessing

What one lead without proof can cost you

$500

Per call or text under the TCPA when you can’t show the consumer agreed to be contacted.

$1,500

Per call or text if a court finds the violation willful or knowing.

$18,000

One disputed lead, worked through a normal 12-touch follow-up, at the willful rate.

Figures from 47 U.S.C. § 227(b)(3). This is not legal advice. Ask your own counsel about your calling and texting practices.

It’s already happening

Three cases where the consent didn’t hold up

~$30Mexposure
Ward v. Liberty Mutual · D. Mass. · June 2026
A carrier bought leads from a lead vendor, who bought them from a website. The website never listed the carrier as a company allowed to call. The court certified a class of about 20,000 people who got prerecorded calls. The carrier also sued its lead vendor for $1.36 million.
The gap: the company calling wasn’t named on the form.
$19Msettlement
Mantha v. QuoteWizard · D. Mass. · 2025
An insurance lead company texted shoppers on the Do Not Call list, relying on consent collected on partner websites. Those pages never mentioned the company by name. The class covered 66,693 phone numbers.
The gap: the company calling wasn’t named on the form.
$2.5Mpenalty + robocall ban
FTC v. Fluent · 2023
A lead generator collected “consent” on free-reward and job-offer websites, then sold more than 620 million leads to telemarketers. The FTC called these sites consent farms.
The gap: the shopper came for a prize, not a quote.

From court filings and FTC announcements. Class certification and settlements are not findings of liability. Not legal advice.

What we promise instead

Every lead has an answer on file to the questions those cases turned on.

Who was the shopper told would call? What did they agree to? Where did they agree to it? We keep the answer for every lead and send it within 2 business days when you ask.

The record when you need it

The consent text, the TrustedForm or Jornaya token, and the form page, sent within 2 business days when you ask, or with every lead if you buy Named Leads, where the form names your agency.

No consent token, no lead

Every lead has a TrustedForm certificate, a Jornaya LeadiD, or both on file. A lead with neither is never sent, so you never pay for one.

The exact words

The consent text, word for word, with the time, IP address, device, and page URL, kept at least 4 years.

A quote form, not a prize page

Shoppers come to a form that asks about auto or home insurance. No sweepstakes, surveys, or free-sample offers.

One buyer per realtime lead

Sold to you, then closed. Nobody else gets the call.

Checked before it’s sent

Phone validated, duplicates removed, known TCPA litigators scrubbed out.

The offer

Leads with their receipt on file

Two products. The same consent record on both.

Realtime · exclusive

Fresh leads, sold once

Sold once, to you. Posted to your system within seconds of the shopper pressing submit.

Priced by your filters

Consent text and token on file for every lead
Your states, ZIP codes, hours, and daily cap
Sold to you only. Not resold.

Exclusive auto leads · Exclusive home leads

Aged · 7–30 days

Recent leads, lower cost

Leads from the last 7 to 30 days, with the original consent record on file. A low-cost list for dialers and follow-up campaigns.

Priced by age and your filters

Mixed: some exclusive, some shared. Each record says which.
Original consent record on file, sent when you ask
Pull by API or download a CSV

Three steps from a shopper’s click to your CRM

Set your filter

Pick states, ZIP codes, auto or home, and a daily cap. Set delivery hours so leads only arrive when someone can call.

A shopper asks for a quote

They fill out an insurance quote form and agree to be contacted. TrustedForm, Jornaya, or both record the session. We check the phone, look for duplicates, and scrub known TCPA litigators.

It lands in your CRM

We post the lead to your API, webhook, or inbox in seconds, then mark it sold. A realtime lead goes to one buyer: you.

The first thing you get

This is what lands in your CRM

A real lead record, with fake data. Every field you see here arrives on every realtime auto lead.

POST https://your-crm.com/leadsapplication/json

{
  "lead_id": "vq_rt_8f3k2m9x",
  "product": "realtime",
  "exclusive": true,
  "line": "auto",
  "created_at": "2026-09-26T14:02:11Z",
  "delivered_at": "2026-09-26T14:02:14Z",
  "contact": {
    "first_name": "Dana",
    "last_name": "Sample",
    "phone": "+15125550142",
    "email": "[email protected]",
    "address": "1200 Example St",
    "city": "Austin",
    "state": "TX",
    "zip": "78704",
    "homeowner": true
  },
  "current_coverage": {
    "currently_insured": true,
    "carrier": "Progressive",
    "months_insured": 36,
    "renewal_date": "2026-11-01"
  },
  "vehicles": [
    {
      "year": 2021,
      "make": "Toyota",
      "model": "RAV4",
      "ownership": "financed",
      "primary_use": "commute"
    }
  ],
  "drivers": [
    {
      "age": 41,
      "marital_status": "married",
      "incidents_3yr": 0,
      "license_status": "valid"
    }
  ],
  "checks": {
    "phone_valid": true,
    "phone_line_type": "mobile",
    "email_deliverable": true,
    "duplicate_30d": false,
    "tcpa_litigator": false,
    "federal_dnc": false
  }
}

consent record

Not in the post. We keep it on file for every lead: the TrustedForm certificate or Jornaya LeadiD, the exact wording, and the time, IP address, and page. You get it within 2 business days when you ask, or with every lead if you buy Named Leads.

checks

What we verified before sending. Leads that fail a check are not sent.

current_coverage

Carrier, months insured, and renewal date, so you know when to call back.

line: "home"

Home leads carry property fields instead of vehicles: year built, square feet, roof age, and current home carrier.

What changes

Day one, and month three

Day one

Leads post to your CRM with the TrustedForm link or Jornaya LeadiD on the record.
You check a few and see exactly what each shopper filled out.
Your team calls people who asked for a call, while they still remember asking.

Month three

You know your cost per quote and per bound policy, by state and ZIP.
You raise caps where leads bind and cut the ZIPs where they don’t.
Every lead in your book has a consent record you can hand to anyone who asks.

Proof

We’re new. Here’s proof that doesn’t ask you to trust us.

You won’t find made-up testimonials on this page. Here are two things you can check yourself before you spend real money.

Proof 1

Ask for the record

Pick any lead in your test batch and ask for its consent record. Within 2 business days you get the TrustedForm link or Jornaya LeadiD and the exact wording. Open the link to watch the shopper fill out the form, or look up the LeadiD with Jornaya.

Proof 2

Run a test batch

Start small at the normal price. Track answer rate, quotes, and binds in your own CRM, with your own team. Buy more only if your numbers say so.

The work

What happens in the three seconds before a lead reaches you

Example timing for one realtime auto lead.

00.00sShopper submits a quote formform received
00.05sTrustedForm certificate and/or Jornaya LeadiD issued; consent text and page capturedtoken ok
00.40sPhone checked: valid number, line type, carriermobile
00.60sEmail checked for deliverabilitydeliverable
00.80sDuplicate check against the last 30 daysnew
01.10sTCPA litigator scrubnot listed
01.30sMatched to your filter: state, ZIP, line, hours, capmatch
02.80sPosted to your endpoint200 OK
02.81sMarked sold to you. Removed from realtime inventory.closed

What we throw out before it reaches you

Invalid or disconnected numbers
Duplicates
Known TCPA litigators
Submissions with no TrustedForm or Jornaya token
Leads outside your hours or filters

The details

How delivery, filters, and billing work

Delivery: HTTPS POST in JSON or form-encoded fields, a webhook, or email. Aged leads can also come as a CSV. Failed posts retry, and every attempt is logged with your response code.
Works with: Anything that accepts a webhook or a lead email: AgencyZoom, HubSpot, Salesforce, Zapier, and most dialers. We map fields to your system during setup.
Filters: State, ZIP code, line (auto or home), currently insured, homeowner, number of vehicles, delivery hours, and daily and hourly caps.
Fields: Contact and address, current carrier and months insured, renewal date, vehicles and drivers or property details, and the result of every check. The full consent record stays on file; you get it when you ask, or with every Named Lead.
Billing: Prepaid balance. Each lead is charged when it’s delivered. You get a low-balance alert before delivery pauses.
Returns: Disconnected number, wrong person, or a duplicate you already bought? Return it within 72 hours for a credit.
Aged leads: 7–30 days old. A mix of exclusive and shared; each record says which, and the original consent record stays on file. Pull by API or download a CSV.

Side by side

Who else gets the lead, and what proof you can get

Source	Who else gets it	Consent proof you can get
VeroQuote realtime	Nobody	TrustedForm or Jornaya token and the exact consent text, within 2 business days
VeroQuote aged (7–30 days)	Marked on each lead	TrustedForm or Jornaya token and the original consent text, within 2 business days
Shared lead marketplaces	Often 3–8 other agents	Rarely passed to you
Exclusive lead vendors	Nobody	On request; often a spreadsheet row
Your own Facebook or Google ads	Nobody	Whatever you build

VeroQuote rows as of October 2026.

What you’re not risking

No contract. Start small. Keep the records.

No contract

Prepaid, pay as you go. Stop any time.

Start small

Run a test batch before you commit to volume.

Credits for bad leads

Disconnected number, wrong person, or duplicate? Return it within 72 hours.

The record stays on file

We keep every lead’s consent record at least 4 years, even after you stop buying.

For your partner or office manager

How to explain it in thirty seconds

“We’re testing a lead source that sells each realtime lead to us only. Every lead has a TrustedForm certificate or Jornaya LeadiD and the exact consent text on file, sent within two business days, so if someone says they never asked for a call, we can pull up the record of them filling out the form. We’re starting with a small batch and tracking cost per bound policy.”

Or the short version

Exclusive, with the consent record on file.
If they say they never asked, we can show the form they filled out.
Small test first. Then we scale what binds.

Next step

Tell us your states. We’ll set up a test batch.

Fill this out and we’ll reply within one business day with a sample lead record, the full field spec, your pricing, and a test batch for your area.

01We reply within one business day.
02You get a sample record, the field spec, and pricing.
03You approve a small test batch. No contract.